So many things in modern life now requires reviewing our credit report, and having bad credit can affect a number of things in Brooklyn, Farmingdale, Garden City, Medford, Middle Island, NY, and the surrounding areas. What you need is help with bad credit repair and at MP Credit Repair that is the bread and butter of what we do with our clients. Bad credit can hinder you from getting a decent interest rate on your home mortgage, or even whether you qualify for a home loan. The same happens with vehicle loans, and even some insurance companies review your credit as part of their premium quotes. Contact our team today to get started on your bad credit repair.
It Starts With Knowing The Situation
You may have heard from a bank or other lending institution that your credit score isn’t high enough, or that there are issues with your credit score. It is important that we understand what your current credit situation looks like. To that end, we will work with you to get your credit report from the three main credit reporting agencies to really see what everyone else is seeing when you go to take out a loan.
Once we have these key reports, we can review them all to spot any discrepancies that may be causing some of the issues with credit denials or bad interest rates on loan offers. It is important to correct any incorrect information on any of the reports that we find and make sure that you aren’t having someone else’s credit information on your reports which can also impact your credit score.
We will also make a plan regarding your current budget that will help to address your bad credit repair so that you can make progress and tighten things up. We can also act as a liason between you and your creditors to achieve your goal of cleaning up your bad credit. We will organize a plan to address everything to attack your bad credit repair goal.
It is important as part of the full discussion and goal setting to be sure that you understand the FICO score that we all have, how it is calculated, and what it can mean to boost your FICO score when it comes to home loans, car loans, and other forms of credit. Until we get a plan in place and are actively working on it, you should refrain from attempting to apply for any further credit in Brooklyn, Farmingdale, Garden City, Medford, Middle Island, NY, and the surrounding areas. Call our team at MP Credit Repair today to get started with your bad credit repair.